Reasons why it pays to use an Insurance Broker!

Do you have enough coverage for your home?


If you have a proper home insurance coverage your home should be valued to the amount it would cost to rebuild the house to the standard it is now which like quality material. Many people think that the amount of insurance they have on their house should be similar to a banks appraisal or the market value of the property. This is not true. Consider an old Victorian style home located in the south end. Market value or appraisal would exceed $500,000 easily.  If this exact home were built  outside of the city, it is very likely the marker value would be less than $250,000. It is important that your insurance company has an appropriate rebuilding cost for the home or you could be left in a tough situation after an unfortunate loss. 

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